approved by Director General of Civil Aviation/Shipping/ concerned regulatory authority b.
etc Regular Degree/ Diploma Courses conducted by autonomous institutions like IIT, IIM etc Graduation, Post-graduation including regular technical and professional Degree/Diploma courses conducted by colleges/universities approved by UGC/ AICTE/IMC/Govt.A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.
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If full interest is serviced before the commencement of repayment EMI is fixed based on principle amount only.The accrued interest during the moratorium period and course period is added to the principle and repayment is fixed in Equated Monthly Installments (EMI).In case second loan is availed for higher studies later, to repay the combined loan amount in 15 years after completion of second course.Loan to be repaid in 15 years after the commencement of repayment.Repayment will commence one year after completion of course.
No Collateral Security or third party guarantee 7.5 Lacs:Only Parent/ Guardian as co-borrower. Repayment period of upto 15 years after Course Period + 12 months of repayment holiday*.A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.